Posts tagged Financial Tips
4 Tips to Help You Build Your Credit

One of the things you don’t realize about adulthood is that credit is quite powerful, especially when you’re not well off. Having good credit, or even great credit, for that matter, not only represents your ability to purchase but marks you off as a “trustworthy and responsible adult” to lenders. Lenders that you may call upon for slight assistance when purchasing that new car or future home.

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Do This One Thing to Avoid Paying Interest on Your Credit Card

If you’re paying interest fees each month (on your credit card), that basically means that 1) you’re not paying your balance off in full and 2) you’re most likely misreading your statement.

I’ve been stuck in this scenario more than I’d like to admit, however, once I took the time to read my statement properly, I was able to save myself more money each month.

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Tips for Those Living Paycheck to Paycheck

Bottom line, if you are really persistent, are self-disciplined, and determined to get a handle on your finances, you will do anything and everything you can to do it. You really have to want it to get it done because it’s too easy to budget for one pay period and then go back to your old habits the next. Hence the cycle of debt.

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