One of the things you don’t realize about adulthood is that credit is quite powerful, especially when you’re not well off. Having good credit, or even great credit, for that matter, not only represents your ability to purchase but marks you off as a “trustworthy and responsible adult” to lenders. Lenders that you may call upon for slight assistance when purchasing that new car or future home.

If you’re paying interest fees each month (on your credit card), that basically means that 1) you’re not paying your balance off in full and 2) you’re most likely misreading your statement.

Money, the one thing that causes grief and happiness all in one. Having too much money can be a problem and not having enough can certainly create problems. In fact, it was reported that in 2014, a third of adults with partners reported that money is a major source of conflict in their relationship (source: APA).