Posts in Finance
4 Tips to Help You Build Your Credit

One of the things you don’t realize about adulthood is that credit is quite powerful, especially when you’re not well off. Having good credit, or even great credit, for that matter, not only represents your ability to purchase but marks you off as a “trustworthy and responsible adult” to lenders. Lenders that you may call upon for slight assistance when purchasing that new car or future home.

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Do This One Thing to Avoid Paying Interest on Your Credit Card

If you’re paying interest fees each month (on your credit card), that basically means that 1) you’re not paying your balance off in full and 2) you’re most likely misreading your statement.

I’ve been stuck in this scenario more than I’d like to admit, however, once I took the time to read my statement properly, I was able to save myself more money each month.

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Tips for Those Living Paycheck to Paycheck

Bottom line, if you are really persistent, are self-disciplined, and determined to get a handle on your finances, you will do anything and everything you can to do it. You really have to want it to get it done because it’s too easy to budget for one pay period and then go back to your old habits the next. Hence the cycle of debt.

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15 Best Money Saving Tips from Your Parents

Money, the one thing that causes grief and happiness all in one. Having too much money can be a problem and not having enough can certainly create problems. In fact, it was reported that in 2014, a third of adults with partners reported that money is a major source of conflict in their relationship (source: APA).

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Saving Time Costs Money

If there's one thing that we can never get back, it is time. As an entrepreneur we often seek ways to save time, but despite the endless articles providing tips to do so, the truth is - if you want to save time, you have to spend money. "In order to make money, you have to have money." You need money to start, you need money to invest, and you need money to delegate out tasks to save you time and give you time. So if you are like me and rather spend time creating instead of 5 hours at the laundry mat, then you're going to have to start paying someone to do it for you instead.

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